Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Assess Life Insurance Needs How to help determine life insurance needs to provide for your family after you pass away. What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA. Life and Death of a Twenty Dollar Bill How long does a $20 bill last?